We know that the possibility of short selling your home can be a hard decision to make. That's why we created the Short or Stay Calculator to help you crunch the numbers.

Step 1: Your Property Info

  • There are times when tough questions deserve an honest answer.  A question homeowners like yourself are asking every day is, “Do I short sale my home or stay and tough it out?”  Either way, to make the best decision, you should have all of the information in front of you. ...

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What Others Say

  • Hugh and Maria, thank you… thank you…thank you”. I can’t thank you enough! We were overwhelmed with your performance. You sold our property in five days for top dollar. We were really concerned about deficiency judgments since we had a 1st and 2nd loan and Xpress short sales negotiated so we were free of debt Continue Reading

    R.K.

  • I was completely satisfied with Maria Hugh’s hard work in helping me short sell two difficult properties. We were literally days away from foreclosure and they pulled it out of the bag. They did exactly what they said they would do. I still call them for professional advice. I highly recommend xpress short sales they Continue Reading

    J.L.

About Us

  • Hugh Lilly and Maria Estrada at PMZ Real Estate are co-founders of the XPRESS SHORT SALE GROUP. They have given the highest level of real estate expertise for over 30 years – providing a superior quality of best real estate practices in San Joaquin County and the communities of Stockton,...

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Contact Us

  • Xpress Short Sale Group

    Hugh Lilly 209-479-9222
    Maria Estrada 209-479-9222
    Habla Espanol

    CA DRE Lisc 00898576
    ...

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28
Mar

False Hope for Millions of Underwater Homeowners

False hope is a big component of the recent $26 billion dollar settlement for abusive practices by mortgage lenders. Many homeowners are under the impression that their mortgage will be adjusted big time. It is estimated that only a million homeowners will have their principal on their mortgages reduced by...
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15
Mar

4 Protections for Short Seller Homeowners in California and Tips for Success

Many of our clients are concerned about the repercussions and deficiency’s they may face when they short sale their home. Homeowners with underwater mortgages don’t need the added stress of additional tax burden’s and deficiency judgments. The following  protections are important for today’s short sellers. First lets define what a deficiency is, for example if your home sells for 200,000 dollars...
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10
Mar

Stockton and Lodi Home Owners Beware Negative Equity is On the Increase

Negative Equity Increasing CoreLogica reporter of real estate trends released a report on Negative Equity for the period ending in the fourth quarter of 2011. The report delivered some important news. Let’s go over the key findings. What Is Negative Equity? When a home’s current value is less than the...
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6
Mar

Short Sale Myths, Read this Before You Hand Over the Keys

Real Estate is often a topic of conversation and short sales is on the minds of many homeowners and those with underwater mortgages. 2012 is the year of the short sale. As a homeowners, don’t make the mistake of believing these myths: Myth #1: The homeowner must fall behind on mortgage...
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3
Mar

What is a Deed in Lieu of Foreclosure? A Deed in Lieu of foreclosure is an alternative in which a home owner elects to voluntarily deed their home to their lender in exchange for a discharge from all obligations in regards to their mortgage or home loan. Usually lenders do...
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